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Denise Hoyle

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‘Personal Finance’ Articles

6 Ways to Be Frugal at the Workplace

6 Ways to Be Frugal at the Workplace

You may not be paying the electric bill or water bill in the office, but that doesn’t give you the right to be wasteful. If you are practicing frugality and energy saving techniques at home, then why not do the same at your workplace? http://shopperstrategy.com/2012/07/24/6-ways-to-be-frugal-at-the-workplace/ Read article Bookmark on Delicious [Continue]

How to Budget with the Envelope System

How to Budget with the Envelope System

Creating a household budget may seem like a simple enough task—but sticking to a budget is definitely no joke. If you’re one of those people who have a hard time keeping within budget, then the envelope system might be just what you need.  Here’s how to budget with the envelope system: 1) Categorize your budget. [Continue]

How to Extend the Life of Laminate Countertops

How to Extend the Life of Laminate Countertops

Have your laminate countertops lost their shine? Do they have nicks and scratches in them? It’s actually pretty easy to breathe new life into those old countertops, all you need is a little food safe wax, which you can get at your local hardware store or from Amazon. Clean the counters well with bleach or [Continue]

8 Ways to Stay in Shape Without a Gym Membership

8 Ways to Stay in Shape Without a Gym Membership

Most of us want to get in shape and stay healthy. However, we always find reasons to keep us from exercising—and having a limited budget is one of the reasons people often use. The great news is that you don’t need a costly gym membership to get in shape! [Continue]

How to Save Money When Shopping for Appliances

How to Save Money When Shopping for Appliances

Are you planning to move into a new home or replace an old appliance in dire need of an upgrade? It doesn’t matter if you are buying a cheap model or the top of the line—appliances are very expensive. When it comes to buying new ones, frugal homeowners should make it a point to save [Continue]

6 Easy Ways to Update Your Home Decor on a Limited Budget

6 Easy Ways to Update Your Home Decor on a Limited Budget

Redecorating a home is often an expensive task. Updating your home décor usually entails buying new furniture or even painting the walls an entirely new color. The great news is that it’s very much possible to update your home décor without having to break the bank. Here are some easy and inexpensive ways to give [Continue]

Saving While Eating Well

Saving While Eating Well

Food and drinks are an interesting struggle when trying to save money. Everyone eats, multiple times throughout the day, and there is no way of getting around it. I find that, especially as a working adult, it is incredibly easy to fall into the habit of skipping breakfast, grabbing a quick lunch, then picking up [Continue]

Final Numbers for 2011 – Saved $11,154

Final Numbers for 2011 – Saved $11,154

Here is my year at a glance for 2011 – I’m very proud of these numbers and excited to share, but honestly I’m looking forward to beating them in 2012!  I’d like to thank Angela at The Coupon Project again for putting the spreadsheet together that I’m using.  I’d highly recommend that you download Angela’s new [Continue]

Make Your Own Exfoliant for Glowing Summer Skin

Make Your Own Exfoliant for Glowing Summer Skin

You can buy a sugar scrub exfoliant for anywhere between $10 and $75 a jar depending on the brand, or you can make your own for about 50 cents per treatment!  Smooth and soften your skin with this natural home recipe. Simply mix a 1/2 cup of granulated sugar with the juice from a whole [Continue]

8 Things You Can Do With Alka-Seltzer

8 Things You Can Do With Alka-Seltzer Do you happen to have any Alka-Seltzer in your stockpile?  Have you got any tough household stains or cleaning issues?  Well here are eight somewhat surprising things you can do with Alka-Seltzer, in addition to making your tummy feel better! Polish Your Jewelry – Put two tablets in a [Continue]

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