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Denise Hoyle

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‘Personal Finance’ Articles

Quick & Easy Grocery Savings Tips

Quick & Easy Grocery Savings Tips

Quick & Easy Grocery Savings Tips While the new Extreme Couponing show on TLC is very entertaining, they’re not exactly showing a typical couponing trip to the grocery store.  Using coupons strategically saved my family over $11,500 last year so I’m obviously a firm believer, but I also understand that couponing isn’t for everyone.  [Continue]

Hate Clipping Coupons? Check Out My BudgetsAreSexy Post!

Hate Clipping Coupons? Check Out My BudgetsAreSexy Post!

I’m a big fan and follower of J. Money’s Budgets Are Sexy blog and I’m proud to have guest posted today while he’s busy learning, networking and just generally having way too much fun at SXSW Interactive.  Check out my Hate clipping coupons? Try these 2 strategies instead post and leave a comment! Bookmark on Delicious [Continue]

10 Frugal Valentine’s Day Date & Gift Ideas

10 Frugal Valentine’s Day Date & Gift Ideas

Check with your local area colleges to find one near you with an observatory.  They’re usually free or very inexpensive to visit and are open to the public during the school year.  What could be more romantic than an evening spent gazing at the stars with your significant other? Pretend your home is a fancy [Continue]

7 Fast Ways to Waste Your Money

7 Fast Ways to Waste Your Money

1)  Buy credit life insurance – this type of insurance is not a good value for the money!  Credit life insurance promises to pay off your debts if you die, but it costs much more than regular life insurance and the coverage is extremely limited. 2)  Use credit cards regularly – if you’re using credit [Continue]

Save More by Shopping Seasonally

Save More by Shopping Seasonally

Due to the cyclical nature of retail sales, different things go on sale at different times of the year on a predictable basis.  Much like stockpiling your groceries, where you buy enough of what you need when it’s on sale to tide you over until the next sale, you can really take advantage of seasonal [Continue]

Free Downloadable Rebate Tracker

Free Downloadable Rebate Tracker

I used to be really horrible about keeping track of all the rebates that I write about and send in for.  My record keeping method used to consist of throwing a photocopy into a folder and never looking at it again, but I’d often wonder if I was actually receiving all the rebates that I was [Continue]

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